Nafini

Financial operations for modern small businesses.

From customer payments to supplier bills and everyday expenses, Nafini keeps everything organized so you always know how your business is performing.

  • Business Day
  • The Guardian
  • TechEconomy
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  • Vanguard

Official banking partner, licensed by the CBN

Nomba — official banking partner

Everything your small business needs to grow.

From payments and invoicing to split payments, vendor payouts, business wallets, and AI-powered financial assistance, Nafini gives small businesses everything they need to operate efficiently without complicated software.

Send & Receive Payments

Send and receive money instantly through WhatsApp for your business.

Send & Receive Payments

Split Payments

Split bills and payments across different accounts without the usual hassle.

Split Payments

Invoicing & Receipts

Create professional invoices and receipts, and get paid faster from WhatsApp.

Invoicing & Receipts

Instant Loans

Access quick business loans when you need capital right from your WhatsApp chat.

Instant Loans

Why small businesses choose Nafini

Built for Small Businesses

Simple tools designed specifically for growing businesses.

WhatsApp First

Run your business from the app you already use every day.

Secure by design

Bank-grade protection for your money, data, and every transaction.

Product showcase

Send money on Nafini WhatsApp

Manage payments

Send and receive money, reconcile transactions, and keep your business wallet organized without switching between apps.

Explore payments
Bulk payments on Nafini WhatsApp

Automate recurring tasks

Set up payroll runs, supplier payouts, and payment reminders once—then let Nafini handle the rest on schedule.

See automation
Sales insights on Nafini WhatsApp

Track business performance

Get clear AI-powered summaries of cash flow, expenses, and outstanding invoices so you always know where you stand.

View insights
Invoicing on Nafini WhatsApp

Handle invoices and collections

Create professional invoices, share them instantly, and follow up on collections—all from WhatsApp.

Start invoicing

Nafini by the numbers

₦500M+

Business Payments Processed

30,000+

Small Businesses

99.9%

Platform Availability

24/7

AI Assistance

What users are saying

Real voices from users building with Nafini.

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Join thousands of small businesses using Nafini