Nafini is a lifestyle and business assistant that helps you manage tasks, payments, and routines.
Important Notice: Nafini is not a bank.All financial services are provided securely through Nomba,A CBN-licensed and NDIC-insured bank.Nafini acts as a technology platform,while your funds remain protected under Nomba’s regulated banking framework.
1. You must be at least 18 years old (or the age of majority in your jurisdiction).
2. By using Nafini, you confirm you have the legal capacity to accept these Terms.
1. To use certain features, you must create an account.
2. You agree to provide accurate and complete information.
3. You are responsible for keeping your login credentials safe.
4. Notify us immediately if you suspect unauthorized access.
1. When you use Nafini, you agree that you will:
2. Use the Services only for lawful purposes.
3. Not impersonate others or misrepresent your identity.
4. Not misuse, hack, or disrupt Nafini’s systems.
5. Not use Nafini for spam, fraud, or prohibited activities.
We may suspend or terminate your account if these rules are violated.
1. Nafini enables payments, bill reminders, and split transactions (including through CapSlice).
2. Nafini does not hold funds — all transactions are processed by Nomba and other licensed third-party providers.
3. You are responsible for ensuring transaction details are correct.
1. One-Time Transactions: Payments (such as bills, transfers, or split settlements) are final once processed. Refunds apply only if an error is caused by Nafini or its banking partners.
2.Disputes: Users may request a refund review by emailing billing@nafini.com within 14 days of the transaction.
3. Processing Time: Refund timelines depend on banks and payment processors, but Nafini will assist in tracking the process.
4. No Liability for External Errors: Nafini is not responsible for failed or delayed refunds due to user error (e.g., wrong account details) or issues caused by external payment providers.
1. Your privacy matters. Our Privacy Policy explains how we collect, use, and protect your information.
2. By using Nafini, you consent to our data practices.
1. All content, branding, and software related to Nafini are owned by us.
2. You may not copy, modify, distribute, or reverse-engineer Nafini’s content or systems.
1. Nafini may integrate with external apps, platforms, or financial services.
2. We are not responsible for the content, actions, or policies of these third parties.
1.Nafini provides services “as is” and “as available.”
2. We do not guarantee error-free, uninterrupted, or always-available service.
3. Nafini does not provide financial, legal, medical, or professional advice.
To the maximum extent permitted by law:
1.Nafini is not liable for indirect, incidental, or consequential damages.
2. Our total liability for any claim is limited to the amount you paid (if any) in the 12 months before the claim.
1. We may suspend or terminate your access if you violate these Terms or misuse the Services.
2. You may stop using Nafini at any time.
1.We may update these Terms periodically.
2. If changes are significant, we will notify you (e.g., via email or app notification).
3. Continued use of Nafini means you accept the updated Terms.
These Terms are governed by the laws of Nigeria (or the jurisdiction where Nafini operates). Any disputes will be resolved in the courts of that jurisdiction.
For questions, support, or concerns:
📧 ask@nafini.com
🌍 www.nafini.com
